What happens during repossession if the debtor yells "get out of here"?

The correct answer is that it can lead to a breach of peace during repossession. In the context of secured transactions, repossession must be conducted without breaching the peace to remain lawful. If a debtor vocally protests or physically obstructs a repossession—such as yelling "get out of here"—it escalates the situation and can interfere with the creditor's right to take back the collateral.

When a debtor expresses strong opposition, this can create an unpredictable environment. The law requires that repossession be carried out in a manner that does not incite violence or create a public disturbance. Thus, if a debtor's actions, such as yelling, indicate a refusal to allow repossession, it puts the repossession at risk of being deemed a breach of peace. If the creditor were to continue, and the situation escalated, it could result in legal consequences for the creditor, such as the potential for claims of unlawful detainer or trespass.

In summary, the strong verbal objections signify that the debtor is not giving consent to the repossession, which can disturb the peace required for a lawful repossession process.